Last Modified: 20th August, 2025

The Trustee for AA Co Trust trading as AA Creative Co (“Company,” “we,” “us,” or “our”), provides educational services and digital products for creative professionals and aspiring web designers, including but not limited to the Booked & Banked™ course, ebooks, templates, and related resources (“Services”). These Terms of Use govern and apply to all persons who access or use (“User,” “you,” or “your”) our Services, consisting of the website www.aacreativeco.com (the “Website”), including any software, features, content, functionality, courses, downloads, or other offerings provided, whether as a guest, registered user, or buyer.

By accessing, purchasing, or otherwise using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use, together with any documents incorporated by reference (collectively, the “Terms”). If you do not agree, you must not access or use the Services.

You must be at least 18 years of age or older to purchase or use our Services. By purchasing any products or using the Services, you represent and warrant that you meet these requirements and can enter into legally binding agreements under applicable law.

Changes to These Terms

We may revise and update these Terms at any time in our sole discretion. All changes are effective immediately when posted, and your continued use of the Services following such updates constitutes acceptance.

Changes to Services

We reserve the right to modify, suspend, or discontinue any part of the Services without notice. We will not be liable if all or part of the Services are unavailable at any time.

Legal & Financial Disclaimer

Our products and programs (including Booked & Banked™, ebooks, and templates) are intended for educational and informational purposes only. They do not constitute financial, legal, or business advice. You should consult appropriate professionals for advice tailored to your situation.

Earnings Disclaimer

We make no guarantees regarding your business outcomes, income, or earnings from the use of our Services. Your success depends on your own skills, efforts, and circumstances.

No Warranty & Limitation of Liability

The Services are provided “as is” without warranties of any kind. To the fullest extent permitted by law, The Trustee for AA Co Trust trading as AA Creative Co disclaims all liability for any damages arising from your use of our Website, Booked & Banked™, ebooks, templates, or other products.

In no event shall our cumulative liability exceed the total amount you paid to us for the product or service giving rise to the claim.

Intellectual Property & License

All materials within the Services, including but not limited to the Booked & Banked™ course, ebooks, templates, designs, videos, images, and written content, are the intellectual property of The Trustee for AA Co Trust trading as AA Creative Co and protected by copyright, trademark, and other intellectual property laws.

You are granted a limited, non-transferable, non-exclusive license for personal use only. You may not share, resell, copy, distribute, or use our materials to create competing products or services. Unauthorized use constitutes infringement and will be prosecuted to the fullest extent permitted by law.

Non-Compete

By enrolling in Booked & Banked™ or purchasing any of our products, you agree not to reproduce, teach, or sell our proprietary methods, strategies, templates, or frameworks to create competing educational programs, templates, or services.

Indemnification

You agree to indemnify, defend, and hold harmless The Trustee for AA Co Trust trading as AA Creative Co and its affiliates from any claims, damages, losses, or expenses (including attorney’s fees) arising from your use of the Services, violation of these Terms, or infringement of any third-party rights.

Payments & Payment Plans

All purchases must be paid in full or according to the payment plan selected at checkout. By enrolling in a payment plan (for Booked & Banked™ or any other product), you authorize us to charge your payment method automatically according to the agreed schedule.

If payments fail and remain unpaid, access to products and communities will be revoked, and outstanding balances may be referred to collections.

Refund Policy

Due to the digital and educational nature of our Services, all sales are final and non-refundable. By purchasing, you acknowledge and agree to this policy.

Termination

We reserve the right to revoke your access to our Services at any time, with or without cause, if you violate these Terms.

Testimonials

Testimonials featured on our Website are true statements from actual clients or customers. They are not guarantees that all users will achieve the same results.

Third-Party Links & Affiliates

Our Website may contain links to third-party websites or affiliate products. We are not responsible for the content or accuracy of those third-party websites. You should use your own judgment when engaging with them.

Dispute Resolution

Any disputes arising from these Terms or our Services shall first be attempted to be resolved informally. If unresolved, disputes will be subject to binding arbitration under the laws of New South Wales, Australia.

You waive the right to participate in class actions and agree that any claims must be brought individually.

Severability

If any provision of these Terms is found invalid or unenforceable, the remaining provisions will remain in full effect.

Contact Information

If you have any questions about these Terms, please contact us at: hello@aa-creativeco.com